CollectiveGain Inc., ("CollectiveGain") respects all users and their privacy. It is our policy to comply with internationally recognized standards of personal data privacy protection.

1) CollectiveGain collects three kinds of information from you.
a. Personally-identifiable Information
b. Non-personally-identifiable Information
c. Personal Subscription Information

a) Personally-identifiable Information is information like your first and last name, year of birth, sex, country, occupation, annual income range, education, house-hold size, alternative contract address and such other personal details. This is collected at the time of registration to any of the CollectiveGain services.

b) Impersonally-identifiable Information includes your IP address,(your computer's unique signature), operating system, browser software, internet service provider, domain type and other numeric codes that identify a computer("Aggregated information") CollectiveGain uses cookies to collect Aggregated information. A cookie is a small text file that a web server places on your hard drive, with your permission to keep records. Once you register on the CollectiveGain web site, CollectiveGain cookies start making a record of the pages you have visited, your preferences and passwords. These cookies cannot carry viruses or extract data from your computer as they cannot contain program codes. Only the server that sets the cookies has access to the information saved by those cookies.
CollectiveGain does not provide access to the users who do not accept the cookies as cookies are vital for the functioning of the CollectiveGain systems.

c) Personal Subscription Information is collected at the time of subscription to specific programs such as opt-in e-mails, opt-in newsletters, polling and special promotions. It includes all your Personally-identifiable Information, your e-mail addresses, and topics you find interesting.

2. Purpose of collecting the information
Personally-identifiable Information is collected solely for the purpose of identifying, servicing and managing individual users. Aggregated information is requested so that aggregate statistics on the usage of the site can be compiled which enables us to analyze our users' demographics, interests and behaviors. It is indicative of the needs of the users of CollectiveGain services and helps us serve you better by customizing the site according to your needs.

Subscription Information is for enabling us to deliver e-mails or newsletters to users who have chosen to subscribe to such programs.

CollectiveGain takes utmost care to see that the personal information is not misused, altered or lost. However in case of unauthorised use of the information or in unavoidable circumstances, CollectiveGain is not responsible for any loss or misuse or aslteration of any information.

3. Sharing Information
We do not disclose any of your Personally-identifiable Information to any third parties except
a. with your written permission
b. as required by any applicable law
c. to our relevant Enterprise clients in the manner explained below

Enterprise clients are companies or individuals who purchase CollectiveGain services to power their Web sites. Enterprise clients hold control of the service and the users on the service. Personally-identifiable Information is shared with CollectiveGain's relevant Enterprise clients in accordance with CollectiveGain operating agreements. CollectiveGain is not responsible for the use of Personally-identifiable Information by our Enterprise clients. We recommend that you review the privacy policy statements of the relevant Enterprise client for more information on their specific practices. Please visit our home page (http://www.CollectiveGain.com) for further details of our Enterprise clients and their sites.

Some of our Enterprise clients may share information about their users with their advertising partners, in order to target the correct audience for advertising. When you click on the advertising displayed on Web sites or marketing e-mails powered by CollectiveGain technology, you may be linked to sites that are not operated by CollectiveGain. CollectiveGain is not responsible for the collection or use of any information that you provide to such sites. We strongly recommend that you review the privacy policy statements of all sites that collect information from you.

4. Protection of Children under 13
Every user is requested to indicate his/her age in the Registration form as required by the United States of America's Children's Online Privacy Protection Act. Access to CollectiveGain's services is denied if the user is a child below 13 years of age. CollectiveGain takes utmost care not to provide access to children under 13, intentionally. But if it comes to the knowledge of CollectiveGain that it has the personal information on a child under 13years, CollectiveGain will delete such information.

5. Access and Updates of Personally Identifiable Information
Users have access to the Personally-identifiable Information and can change their information by following the instructions in the user account option. In case of any difficulty in updating the information, please contact info@CollectiveGain.com.

6. Consent
By registering to any of the services of CollectiveGain, you agree to your information being used as stated in this Privacy Policy Statement. You also consent to the transfer, should the need arise of any information as required by any applicable law.

7. Updating the Privacy Policy Statement
CollectiveGain reserves the right to amend the Privacy Policy without prior notice. Users may verify periodically for any changes on the website of CollectiveGain.

8. Queries/Suggestions
If you have any questions or suggestions concerning CollectiveGain's use of your personal information, please contact us at: info@collectivegain.com

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